Title IV-HEA Programs
Each student applying for Title IV Federal financial assistance must complete the "Free Application for Federal Student Aid" which is available from the Admissions Office.  Other information may be required, such as prior-year income tax returns and other financial statements as necessary.  In addition, a student must request that a Federal Financial Aid Transcript be forwarded directly to Mid-America College from all colleges previously attended, even if no prior Federal financial assistance has ever been received.  

Each student must maintain satisfactory academic progress while enrolled in the College in order to receive, or continue to receive, financial assistance from the various Federal financial aid programs.

If a student who is receiving Federal financial assistance withdraws from studies prior to their anticipated date of graduation, a refund of unearned tuition may be due.  Unearned tuition must be refunded to the federal agency providing the financial assistance and not to the student.

PELL Grants
A PELL Grant is an award designed to help an undergraduate pay for his or her education after high school.  To receive a PELL Grant, a student must be enrolled on at least a half-time basis and be making satisfactory academic progress. Repayment of educational grants of this nature is not required.

The grant award is determined principally by criteria established by the Department of Education and is based upon income earned during the previous tax year. PELL Grant applications are available in the Admissions Office or from local high school or college counselors.

Student Loans
The Federal Stafford Loan is a low interest loan made to an eligible student to assist in paying for his or her education. A loan of this nature is a debt and must be repaid.  There are two types of Stafford loans. The Subsidized Stafford Loan permits a six-month "grace" period following completion of studies and graduation from the College before the required repayment plan begins. The Unsubsidized Stafford Loan allows, by comparison, a "grace" period of only two months following the first loan disbursement.  With approval, however, repayment may be deferred until sixty days after graduation.

The Federal "PLUS" Loan is available to the parents of a dependent student.  Repayment begins two months following the first loan disbursement, with no deferment period currently available. 

For additional information regarding the Stafford Loan or the Federal "PLUS" Loan, contact the Admissions Office of the College.

Other Forms of Financial Assistance 
Scholarships
A limited number of scholarships are available to students of funeral service.  Most scholarships are awarded through the American Board of Funeral Service Education only after a student has been enrolled for at least one academic quarter.  Information regarding scholarships may be obtained from the Admissions Office or by contacting the American Board of Funeral Service Education; 38 Florida Avenue; Portland, Maine 04103.

Students are also encouraged to check with their state funeral service professional associations and state licensing boards for other scholarships and grants that might be available.

GI Bill
A student desiring to attend Mid-America College under provisions of one of the Veterans Administration programs applies for admission exactly as does a non-veteran.  However, he or she must first make application for training directly to the VA by submitting Form 22-1990-Application for Education Benefits and proof of military service.  Acceptable proof of military service is Form DD214-Certificate of Release or Discharge from Active Duty or a Notice of Basic Eligibility (NOBE).

Once eligibility has been determined, the student will receive a Certificate of Eligibility from the VA.  The student should mail a copy of the Certificate of Eligibility directly to the College.  Upon receipt, the College will complete and submit required enrollment certification to the VA.

A veteran is encouraged to contact his or her VA counselor to determine eligibility for educational benefits.  The College recommends the completion of all required applications at least forty-five (45) days before enrollment to insure timely receipt of benefits.

State Vocational Rehabilitation Programs
A student desiring to attend Mid-America College under the provisions of a state vocational rehabilitation program should contact his or her local Vocational Rehabilitation Office directly for assistance.

Individualized Tuition Payment Plans
Many students effectively use individualized tuition payment plans to meet their tuition obligations.  With College approval, regular installment payments can be made during the quarter, with the final installment due prior to final examinations at the end of the quarter.

Mid-America College of Funeral Service
3111 Hamburg Pike, Jeffersonville, Indiana 47130
(812) 288-8878 or (800) 221-6158  Fax (812) 288-5942
E-Mail macfs@mindspring.com
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